Rental Investing in Savonlinna, Etelä-Savo

2026 Market Data & Investment Analysis

Gross Yield

6.2%

Annual rent / price

Median Home Price

€95,000

As of 2026-Q1

Median Monthly Rent

€490

Per month

Population

33,000

-3.8% / yr (5y avg)

Calculate Your Return in Savonlinna

Pre-filled with Savonlinna's median values. Adjust to match your specific property.

Property Details

Total acquisition cost before taxes

HOA, insurance, property management

%

% of time the property is empty

%

% of purchase price (e.g. 2% = 2)

% of price

Rule of thumb: 1% of purchase price/yr

Results

Gross Rental Yield

6.19%

Net Rental Yield

2.35%

Cap Rate

2.35%

Monthly Cash Flow

€186.33

Annual Cash Flow

€2,236.00

> 6% — Excellent4–6% — Good< 4% — Low

Market Overview

Median Home Price — 5-Year Trend

2022
€105,000
2023
€93,000
2024
€88,000
2025
€92,000
2026
€95,000

Median Monthly Rent — 5-Year Trend

2022
€454
2023
€464
2024
€474
2025
€482
2026
€490

Savonlinna provides solid rental yields of 6.2%, in line with healthy investment market benchmarks.

Declining population of 3.8% per year may pose risks to long-term rental demand. Investors should focus on established neighborhoods with stable tenant bases.

The vacancy rate of 8% is healthy, indicating strong rental demand and limited downtime between tenants.

Investment Profile

Cash Flow Market

Savonlinna is a cash flow-focused market where high rental yields can generate strong monthly income. Lower population growth means price appreciation may be limited, making this primarily an income play.

Strengths

  • High gross yield of 6.2% supports strong monthly cash flow
  • Lower entry prices relative to rents reduce upfront capital needed
  • Income-driven returns are less dependent on market timing

! Risks

  • Limited price appreciation potential reduces total return
  • Declining population may increase vacancy risk over time

Key Metrics

Gross Yield6.2%
Median Home Price€95,000
Median Monthly Rent€490
Population Growth-3.8% / yr
Vacancy Rate8%

How Savonlinna Compares

Savonlinna vs Joensuu: 0.8 percentage point difference in gross yield.

CityMedian PriceMedian RentGross YieldPop. Growth
Joensuu, Pohjois-Karjala€130,000€5905.4%+0.8%
Kuopio, Pohjois-Savo€150,000€6405.1%+2.1%
Mikkeli, Etelä-Savo€105,000€5306.1%-2.1%
Lappeenranta, Etelä-Karjala€120,000€5705.7%-0.5%
Kajaani, Kainuu€100,000€5006%-2.8%

Frequently Asked Questions

Is rental investing profitable in Savonlinna?
Yes, Savonlinna offers a gross rental yield of 6.2%, which is above the national average of around 5–6%. With a median home price of €95,000 and median monthly rent of €490, the numbers support profitable rental investing — though your specific results depend on financing terms, expenses, and property management.
What is the average rental yield in Savonlinna?
The average gross rental yield in Savonlinna is approximately 6.2%, based on a median home price of €95,000 and median monthly rent of €490 (as of 2026-Q1). Net yield, which accounts for vacancy, expenses, and maintenance, is typically 2–3 percentage points lower.
How does Savonlinna compare to Joensuu for investors?
Savonlinna has a gross yield of 6.2% compared to 5.4% in Joensuu, a difference of 0.8 percentage points. Savonlinna offers higher current income potential, making it more attractive for cash flow-focused investors.

Ready to Analyse a Specific Property in Savonlinna?

Use our free rental yield calculator to model any property — not just the median.

Data source: Tilastokeskus / ARA. Last updated: 2026-Q1. This information is for educational purposes only and does not constitute investment advice.