Terms of Service

Welcome to Figvest (“we”, “us”, or “our”), operated at figvest.io. By accessing or using our website, you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, please do not use our website.

1. Nature of the Service

Figvest provides free online tools, calculators, and market data related to real estate and property investment. All content, tools, and data on this website are provided solely for informational and educational purposes.

The tools and data provided do not constitute, and should not be interpreted as, financial, investment, tax, legal, or any other professional advice. Figvest is not a financial adviser, broker, or investment firm, and is not regulated as such in any jurisdiction.

2. Not Investment Advice

Any calculations, yields, returns, or projections generated by our tools are estimates based on the inputs you provide. These estimates:

• Do not account for all costs, taxes, or risks associated with property investment
• Are based on simplified models that may not reflect real-world conditions
• Do not predict or guarantee future performance
• Should not be the sole basis for any investment decision

Always consult a qualified financial adviser, tax professional, and solicitor before making any investment decision.

3. No Warranties

Figvest provides the website and all content on an “as is” and “as available” basis, without warranties of any kind, either express or implied, including but not limited to:

• Warranties of merchantability or fitness for a particular purpose
• Warranties that the website will be uninterrupted or error-free
• Warranties regarding the accuracy, completeness, or timeliness of any data
• Warranties that calculations will produce accurate results for any specific property

4. Data Accuracy

Market data displayed on Figvest is sourced from public databases and third-party providers. While we make reasonable efforts to ensure accuracy, we cannot guarantee that:

• Data is current or up-to-date at the time of your visit
• Data is accurate or complete for your specific market or property type
• External data sources have not changed or been revised

All market data should be independently verified before being used for any purpose.

5. User Responsibility

By using Figvest, you acknowledge and agree that:

• You use the tools and data entirely at your own risk
• You are solely responsible for all investment decisions you make
• You will seek independent professional advice before making investment decisions
• You will not rely solely on Figvest tools or data for any investment decision

6. Limitation of Liability

To the fullest extent permitted by applicable law, Figvest and its operators shall not be liable for any:

• Direct, indirect, incidental, special, or consequential damages
• Financial losses resulting from investment decisions influenced by our tools or data
• Losses arising from inaccurate, incomplete, or outdated data
• Losses resulting from errors in calculations or tool outputs
• Damages resulting from interruption or unavailability of the website

This limitation applies regardless of whether the damages were foreseeable or whether Figvest was advised of the possibility of such damages.

7. Intellectual Property

All content on Figvest, including but not limited to text, tools, design, code, graphics, and data compilations, is the property of Figvest and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent. You are permitted to use our calculators for personal, non-commercial purposes.

8. Acceptable Use

You agree not to:

• Use the website in any way that violates applicable laws or regulations
• Scrape, crawl, or systematically extract data from the website without permission
• Attempt to interfere with, disrupt, or gain unauthorised access to the website
• Use the website to transmit harmful, offensive, or unlawful content

9. Third-Party Links

Figvest may contain links to third-party websites. These links are provided for convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

10. Governing Law

These Terms are governed by and construed in accordance with applicable international law. Where you are accessing Figvest from within the European Union, EU consumer protection laws may apply in addition to these Terms. Nothing in these Terms affects your statutory rights as a consumer.

11. Changes to These Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the website. The “Last updated” date at the top of this page will reflect when changes were made. Your continued use of the website after any changes constitutes acceptance of the new Terms.

12. Contact

If you have any questions about these Terms, please contact us: