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Property investment in Kokkola, Finland

2026 Market Data & Investment Analysis

Gross Yield

5.3%

Annual rent / price

Median Home Price

€130,000

As of 2026-Q1

Median Monthly Rent

€575

Per month

Population

48,000

+1% / yr (5y avg)

Estimates based on median market data. Actual returns depend on your specific property. Source: Tilastokeskus / ARA, 2026-Q1.

Calculate your rental yield in Kokkola

Pre-filled with Kokkola's median values. Adjust to match your specific property.

Property Details

Total acquisition cost before taxes

HOA, insurance, property management

%

% of time the property is empty

%

% of purchase price (e.g. 2% = 2)

% of price

Rule of thumb: 1% of purchase price/yr

Results

Gross Rental Yield

5.31%

Net Rental Yield

2.20%

Cap Rate

2.20%

Monthly Cash Flow

€237.92

Annual Cash Flow

€2,855.00

> 6% — Excellent4–6% — Good< 4% — Low

Kokkola rental market at a glance

Median Home Price — 5-Year Trend

2022
€142,000
2023
€124,000
2024
€118,000
2025
€124,000
2026
€130,000

Median Monthly Rent — 5-Year Trend

2022
€531
2023
€543
2024
€556
2025
€566
2026
€575

Kokkola provides solid rental yields of 5.3%, in line with healthy investment market benchmarks.

Modest population growth of 1% per year indicates a stable but slowly growing rental market.

The vacancy rate of 3.8% is healthy, indicating strong rental demand and limited downtime between tenants.

What type of investment market is Kokkola?

Challenging Market

Kokkola presents challenges with both modest rental yields and limited population growth. Investors need to carefully analyze specific neighborhoods and property types to find opportunities that outperform the market average.

Strengths

  • Lower entry prices may reduce downside risk
  • Select neighborhoods and value-add properties can outperform the average

! Risks

  • Below-average gross yield of 5.3% limits income potential
  • Limited population growth reduces long-term rental demand
  • Higher due diligence required to identify strong-performing assets

Key Metrics

Gross Yield5.3%
Median Home Price€130,000
Median Monthly Rent€575
Population Growth+1% / yr
Vacancy Rate3.8%

How does Kokkola compare to nearby cities?

Kokkola vs Vaasa: 0.2 percentage point difference in gross yield.

CityMedian PriceMedian RentGross YieldPop. Growth
Vaasa, Pohjanmaa€145,000€6205.1%+1.5%
Oulu, Pohjois-Pohjanmaa€180,000€7004.7%+3.8%
Seinäjoki, Etelä-Pohjanmaa€130,000€5805.4%+1.8%
Rovaniemi, Lappi€140,000€6005.1%+2.4%
Jyväskylä, Keski-Suomi€160,000€6805.1%+3.2%

Common questions about investing in Kokkola

Is rental investing profitable in Kokkola?
Kokkola offers a gross rental yield of 5.3%, which is in line with the national average. With a median home price of €130,000 and median monthly rent of €575, profitability is achievable but depends heavily on financing terms and whether you can source properties below the median price.
What is the average rental yield in Kokkola?
The average gross rental yield in Kokkola is approximately 5.3%, based on a median home price of €130,000 and median monthly rent of €575 (as of 2026-Q1). Net yield, which accounts for vacancy, expenses, and maintenance, is typically 2–3 percentage points lower.
How does Kokkola compare to Vaasa for investors?
Kokkola has a gross yield of 5.3% compared to 5.1% in Vaasa, a difference of 0.2 percentage points. Kokkola offers higher current income potential, making it more attractive for cash flow-focused investors.

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