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Property investment in Lohja, Finland

2026 Market Data & Investment Analysis

Gross Yield

4.6%

Annual rent / price

Median Home Price

€175,000

As of 2026-Q1

Median Monthly Rent

€670

Per month

Population

46,000

-0.3% / yr (5y avg)

Estimates based on median market data. Actual returns depend on your specific property. Source: Tilastokeskus / ARA, 2026-Q1.

Calculate your rental yield in Lohja

Pre-filled with Lohja's median values. Adjust to match your specific property.

Property Details

Total acquisition cost before taxes

HOA, insurance, property management

%

% of time the property is empty

%

% of purchase price (e.g. 2% = 2)

% of price

Rule of thumb: 1% of purchase price/yr

Results

Gross Rental Yield

4.59%

Net Rental Yield

1.99%

Cap Rate

1.99%

Monthly Cash Flow

€290.67

Annual Cash Flow

€3,488.00

> 6% — Excellent4–6% — Good< 4% — Low

Lohja rental market at a glance

Median Home Price — 5-Year Trend

2022
€192,000
2023
€168,000
2024
€159,000
2025
€167,000
2026
€175,000

Median Monthly Rent — 5-Year Trend

2022
€619
2023
€633
2024
€648
2025
€659
2026
€670

While Lohja's rental yields of 4.6% are below average, investors may benefit from strong long-term appreciation potential in this market.

Declining population of 0.3% per year may pose risks to long-term rental demand. Investors should focus on established neighborhoods with stable tenant bases.

The vacancy rate of 3% is healthy, indicating strong rental demand and limited downtime between tenants.

What type of investment market is Lohja?

Challenging Market

Lohja presents challenges with both modest rental yields and limited population growth. Investors need to carefully analyze specific neighborhoods and property types to find opportunities that outperform the market average.

Strengths

  • Lower entry prices may reduce downside risk
  • Select neighborhoods and value-add properties can outperform the average

! Risks

  • Below-average gross yield of 4.6% limits income potential
  • Limited population growth reduces long-term rental demand
  • Higher due diligence required to identify strong-performing assets

Key Metrics

Gross Yield4.6%
Median Home Price€175,000
Median Monthly Rent€670
Population Growth-0.3% / yr
Vacancy Rate3%

How does Lohja compare to nearby cities?

Lohja vs Hyvinkää: 0.1 percentage point difference in gross yield.

CityMedian PriceMedian RentGross YieldPop. Growth
Hyvinkää, Uusimaa€180,000€6804.5%+0.5%
Salo, Varsinais-Suomi€115,000€5405.6%-1.8%
Helsinki, Uusimaa€320,000€1,2004.5%+2.8%
Espoo, Uusimaa€280,000€1,0504.5%+3.2%
Tampere, Pirkanmaa€220,000€8504.6%+3.5%

Common questions about investing in Lohja

Is rental investing profitable in Lohja?
Lohja offers a gross rental yield of 4.6%, which is in line with the national average. With a median home price of €175,000 and median monthly rent of €670, profitability is achievable but depends heavily on financing terms and whether you can source properties below the median price.
What is the average rental yield in Lohja?
The average gross rental yield in Lohja is approximately 4.6%, based on a median home price of €175,000 and median monthly rent of €670 (as of 2026-Q1). Net yield, which accounts for vacancy, expenses, and maintenance, is typically 2–3 percentage points lower.
How does Lohja compare to Hyvinkää for investors?
Lohja has a gross yield of 4.6% compared to 4.5% in Hyvinkää, a difference of 0.1 percentage points. Lohja offers higher current income potential, making it more attractive for cash flow-focused investors.

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