Figvest

🇪🇸 Calculadora de rentabilidad del alquiler

Calcula la rentabilidad bruta y neta de cualquier inmueble en España. Incluye IRPF, IBI, comunidad de propietarios y costes de compra.

Agreed purchase price excluding transaction costs

/month

Expected monthly rent for a standard 80 m² apartment

EU/EEA: 19% on net income. Non-EU: 24% on gross. Residents: progressive IRPF with 60% deduction for long-term lets.

0.7%

Applied to estimated cadastral value (approx. 40% of purchase price). Check your municipality's rate.

/month

Typical range: €50–200/month depending on building and services.

12%

Includes ITP (6–11%), notary (~0.5–1%), registry (~0.3%), legal/gestoría (~1%). Typically 10–14%.

5%

Percentage of year the property sits empty. Spain average: 3–7% for well-located urban properties.

0.8% of price

Annual maintenance cost as % of purchase price. Typically 0.5–1.5%.

Net yield (on total investment)

3.56%

After tax, IBI, community fees, maintenance and vacancy

Gross yield

6.72%

On purchase price

Monthly cash flow

€830

After all costs

Annual cost breakdown

Gross rental income€16,800
− Vacancy (5%)€840
− IRPF (19% net)€2,337
− IBI (0.7% of cadastral value est.)€700
− Community fees€960
− Maintenance (0.8%)€2,000
Net annual income€9,963

Investment summary

Purchase price€250,000
Transaction costs (12%)€30,000
Total investment€280,000
Gross yield on total investment6.00%

IBI is calculated on an estimated cadastral value (40% of purchase price). Actual cadastral values vary significantly by property and municipality. IRPF calculations are simplified estimates — consult a Spanish tax adviser (asesor fiscal) for precise figures. This tool is for estimation purposes only and does not constitute tax or financial advice.